Many people believe a safe deposit box at their bank is the safest way to store important items. This is because banks are notorious for being safe places with alarm systems and tight security. But the items you store in a bank safe deposit box are rarely insured, while the items you have in your home are often covered under your homeowner’s insurance policy. In addition, don’t think that any cash you store at the bank is covered by FDIC insurance. This insurance covers money held in accounts, not the contents in your safe deposit box. In addition, there are important papers that you might need immediate access to which isn’t possible if they are tucked away at the bank. These are all good reasons to purchase a safe for your

Here is a short list of items you should store in your home safe rather than in a safety deposit box at your bank:

  • Insurance policies and your agent’s contact information
  • Birth certificates and passports
  • A list of prescriptions, doctor’s contact information and pharmacies you utilize
  • Safe deposit box key
  • Important papers including retirement plans, investments, bank accounts and any important contact information
  • Living wills

These are the types of items you need to keep stored in a safe at your home instead of a bank so you can have access to them at any time. But if you discover you cannot access your safe for any number of reasons, you will need to call your Atlanta locksmith.